Location: Minglanilla

Decent & affordable housing in Minglanilla, Cebu, Philippines, available through Pag-IBIG Housing Loan or In-House Financing.

Major road entrance: 8 meters width. Concreted. Underground Drainage System, Individual Septic Tank. Ready Power Supply (VECO), Ready Water Supply Connection (Helpmate)

A) ARCHITECTURAL
•    9 panels 12-Blade Glass Jalousie Windows
•    2 Panels 8-Blade Glass Jalousie Windows
•    1 Panel 5-Blade Glass Jalousie Window
•    3 Flush Doors with Door Jambs
•    Interior Floor and Walls - Plaster Finish
•    Exterior Walls - Plaster Finish
•    Ceiling - Ordinary Plywood
•    Roof Framing - C-purlins with Red Lead Primer
•    Roofing and Long Span Pre-painted Roofing Sheets
•    Firewall Sharing
B. ELECTRICAL
•    5 incandescent bulbs at 25 watts
•    3 units light switches (1 single gang, 2 double gang)
•    3 units Double Convenience Outler
•    Electrical Supply Provision
C. PLUMBING
•    Toilet Bowl with Water Closet
•    Kitchen Sink with Basket Strainer
•    4"X4" Plastic Floor Drain
•    Ceramic Tiles on Kitchen Counter
•    Ceramic Tiles on Toilet & Bath
•    Individual Septic Tank
•    Water Supply Piping Provision

 

ESTIMATED FINAL COMPUTATION AND APPROVAL BY HDMF (PAG-IBIG):

Lot No.:	LB	Loan Amount	540,000.00
Model:	Row House	Appraised Value	662,730.00
Area:	48 sqm	Actual Applied	540,000.00 Estimated Loanable
Lot Price:	230,400.00
House Price	295,000.00	525,400.00
Add:
Transfer Cost	31,500.00
Guarantee Fee	0
Reservation	5,000.00
Processing	5,000.00
Total add-on cost		41,500.00
Total of house & lot price and add-on cost		566,900.00
Less:
Reservation	5,000.00
Processing	5,000.00
Payment made:
HDMF take out	495,846.60
Retention 7%	37,800.00	543,646.60
Total Equity		23,253.40	remaining equity 4 months to pay

Reservation	7/24/2008	5,000.00
Processing	8/24/2008	5,000.00
Equity	9/24/2008	5,813.35
Equity	10/24/2008	5,813.35
Equity	11/24/2008	5,813.35
Equity	12/24/2008	5,813.35
Contributions Need	250.00
Family Net Income	11,000.00
HDMF Amortization	4,283.56	25 years
PDC 18 months to pay	0
Net Income >>	6,716.44
% Evaluation (must be at least 60%)	61.06

Schedule of Payments Example:

5,320.62	15 years
4,653.56	20 years
4,283.56	25 years
4,059.58	30 years

*PDC (Post Dated Check) for monthly payments
*Latest Residence Certificate 

Notes:
This only an estimated computation of monthly loan amortization and equity
The buyer is responsible for gathering all papers with HDMF
The buyer should pay the equity according to the sample schedule above
Occupancy of the residential unit shall not be allowed before take out from HDMF

 Villa    Location    No of Units    Year Completed
 Villa Rosa     Tayud, Lilo-an, Cebu    35    1999
 Power Village     Paknaan, Mandue City, Cebu    6    1998
 Villa Aloha     Looc, Lilo-an, Cebu    49    2000
 Villa Bonita     Jugan, Consolacion, Cebu    90    2000
 Villa Elena     Tabok-Lamac, Yati, Lilo-an, Cebu    172    2004
 Villa Clara     Yati, Lilo-an, Cebu    77    2003
 Villa Reyna     Yati, Lilo-an, Cebu    109    2004
 Villa Marina     Jugan, Consolacion, Cebu    63    2004
 Villa Feliza Uno     Tungkil, Minglanilla, Cebu    138    2005
 CIT Village     Sitio Tago-tago, Cotcot, Lilo-an, Cebu    39    2005
 Villa Anna     Tayud, Lilo-an, Cebu    62    2005
 Villa Feliza Dos     Tungkil, Minglanilla, Cebu    119    2006
 Villa Divina     Sitio Sambag, San Vicente, Lilo-an, Cebu    108    2007
 Villa Lina     Gethsemane Rd, Casuntingan, Mandaue City, Cebu    25    2007
 Villa Ventura     Bag-ong Dan, Yati, Lilo-an    68    2008
 

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